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01 April 2021 | Story Dr Nitha Ramnath | Photo Supplied
Back: Dr Nico Keyser (editor), Dr Ivan van der Merwe. Front: Minette Weideman (Portfolio Manager at Levevis Investment and Consulting Services), Melanie Ferreira (Business Development Manager at Allan Gray), Dr Cecile Duvenhage (editor) and Lizelle Jansen van Rensburg (Lecturer). Dr Jesse de Beer (Lecturer at University of Namibia) was absent.

Two lecturers from the Department of Economics and Finance at the University of the Free State (UFS) teamed up with alumni – who were once students in their department – to write a book on personal finance. This book is the latest hands-on application of the theory in practice.

“From the book it is evident how our alumni – who once were learners – became educators and contributed to teaching and learning,” says Dr Cecile Duvenhage, Lecturer in the Department of Economics and Finance, about the book Personal Finance. The desire to write this book stems from previous studies done by Dr Duvenhage and Dr Nico Keyser, Senior Lecturer, on the financial literacy levels among young adults. 

One such study was published in the Journal of Psychology in Africa (29(4):460-465). According to the study, young adults lack the basic understanding of financial aspects. Theory can be learned by heart, but the understanding and execution of well-informed financial decisions need to be addressed. Thus, the book was written in such a way that it is easy to understand, and with the aim of changing financial behaviour and attitude in a positive manner. The book provides useful websites and appendices for additional information and reading, and is aimed at the man on the street, researchers, and practitioners. 

Acording to the authors, during the writing of the book in 2020, new challenges arose, including the dramatic impact of COVID-19 on the financial market, and these aspects were included during the final stages and editing of this book. 

“Why personal finance? ‘Money makes the world go round’, the saying goes. Good financial decision making has a positive influence on overall well-being, allowing people to maximise their opportunities and lead more fulfilling lives. Personal finance teaches individuals financial skills so that they can manage their money better. The subject, Personal finance, is an interdisciplinary subject and encompasses many areas and core topics such as decision making, cash-flow management, savings, credit, debt, housing, and planning for the future.” 

Personal Finance (first edition) was published by Van Schaik Publishers and has been available from leading bookshops since the end of December 2020.  All chapters were critically reviewed by three (3) university lecturers and a qualified editorial panel.

News Archive

Largest number of CUADS graduates at UFS
2017-07-03

Description: Largest number of CUADS graduates 2017 Tags: Largest number of CUADS graduates 2017

During the mid-year graduation ceremonies at the
University of the Free State (UFS), the Centre for
Universal Access and Disability Support (CUADS) saw
the largest number of students with disabilities graduating.
Photo: Johan Roux

During the mid-year graduation ceremonies at the University of the Free State (UFS), the Centre for Universal Access and Disability Support (CUADS) saw the largest number of students with disabilities graduating.

For the first time since being established in February 2001, a total number of 30 students graduated, of which seven were postgraduate students.

Accomplishing your dreams as a student
Martie Miranda, Head of CUADS, says that one cannot help but become emotional with joy and happiness. “The feeling of satisfaction we feel with the graduates is so valuable, because it’s a reminder of their abilities to accomplish their dreams just like any other student.”

CUADS aims to ensure that the UFS creates opportunities for students with disabilities, aiming to become a higher-education institution recognised for its efforts in human reconciliation. Together with the Exam Division, CUADS coordinates alternative assessment with an accessible test and examination facility housed at CUADS. This accommodates students with concessions, amanuensis, specialised equipment, and accessible formatted papers.

Changing the challenges you experience
Miranda continuously encourages students to keep going. “If being successful is important to you, you will find a way to change the challenges you experience into opportunities. Either to learn something about yourself or teach someone else something.”

Below are the number of graduates from each faculty:
•    Faculty of Law: 2
•    Faculty of Economics and Management Sciences: 4
•    Faculty of Education: 4
•    Faculty of Natural and Agricultural Science: 9
•    Faculty of the Humanities: 11

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