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01 April 2021 | Story Dr Nitha Ramnath | Photo Supplied
Back: Dr Nico Keyser (editor), Dr Ivan van der Merwe. Front: Minette Weideman (Portfolio Manager at Levevis Investment and Consulting Services), Melanie Ferreira (Business Development Manager at Allan Gray), Dr Cecile Duvenhage (editor) and Lizelle Jansen van Rensburg (Lecturer). Dr Jesse de Beer (Lecturer at University of Namibia) was absent.

Two lecturers from the Department of Economics and Finance at the University of the Free State (UFS) teamed up with alumni – who were once students in their department – to write a book on personal finance. This book is the latest hands-on application of the theory in practice.

“From the book it is evident how our alumni – who once were learners – became educators and contributed to teaching and learning,” says Dr Cecile Duvenhage, Lecturer in the Department of Economics and Finance, about the book Personal Finance. The desire to write this book stems from previous studies done by Dr Duvenhage and Dr Nico Keyser, Senior Lecturer, on the financial literacy levels among young adults. 

One such study was published in the Journal of Psychology in Africa (29(4):460-465). According to the study, young adults lack the basic understanding of financial aspects. Theory can be learned by heart, but the understanding and execution of well-informed financial decisions need to be addressed. Thus, the book was written in such a way that it is easy to understand, and with the aim of changing financial behaviour and attitude in a positive manner. The book provides useful websites and appendices for additional information and reading, and is aimed at the man on the street, researchers, and practitioners. 

Acording to the authors, during the writing of the book in 2020, new challenges arose, including the dramatic impact of COVID-19 on the financial market, and these aspects were included during the final stages and editing of this book. 

“Why personal finance? ‘Money makes the world go round’, the saying goes. Good financial decision making has a positive influence on overall well-being, allowing people to maximise their opportunities and lead more fulfilling lives. Personal finance teaches individuals financial skills so that they can manage their money better. The subject, Personal finance, is an interdisciplinary subject and encompasses many areas and core topics such as decision making, cash-flow management, savings, credit, debt, housing, and planning for the future.” 

Personal Finance (first edition) was published by Van Schaik Publishers and has been available from leading bookshops since the end of December 2020.  All chapters were critically reviewed by three (3) university lecturers and a qualified editorial panel.

News Archive

All you need to know about UFS December graduations
2017-11-14

 Description: 2017 Graduation information 2 Tags: 2017 Graduation information 2

Qualifications up to honours degrees in all faculties, as well as the Business School,
Educational qualifications in Open Distance Learning, and master’s and doctoral
degrees will be conferred during the End-of-year Graduation Ceremonies of the
University of the Free State.
Photo: Johan Roux


The End-of-year Graduation Ceremonies at the University of the Free State (UFS) are taking place in December, and the Kovsie community is looking forward to the annual celebrations. To access information about it, visit the dedicated graduation home page.

The Bloemfontein Campus will welcome graduates, their parents, friends, and relatives for the festivities, which promises to be yet another prestigious occasion. The ceremonies are taking place on 6 and 7 December 2017 in the Callie Human Centre. 

The degrees to be conferred include all qualifications up to honours degrees in the Faculties of Economic and Management Sciences (including the Business School), Natural and Agricultural Sciences, Education, Law, the Humanities, Theology and Religion, Health Sciences, and Educational qualifications in Open Distance Learning (South Campus). Master’s and doctoral degrees in all faculties will also be conferred.

For information about the ceremonies, visit the graduation home page.

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