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01 April 2021 | Story Dr Nitha Ramnath | Photo Supplied
Back: Dr Nico Keyser (editor), Dr Ivan van der Merwe. Front: Minette Weideman (Portfolio Manager at Levevis Investment and Consulting Services), Melanie Ferreira (Business Development Manager at Allan Gray), Dr Cecile Duvenhage (editor) and Lizelle Jansen van Rensburg (Lecturer). Dr Jesse de Beer (Lecturer at University of Namibia) was absent.

Two lecturers from the Department of Economics and Finance at the University of the Free State (UFS) teamed up with alumni – who were once students in their department – to write a book on personal finance. This book is the latest hands-on application of the theory in practice.

“From the book it is evident how our alumni – who once were learners – became educators and contributed to teaching and learning,” says Dr Cecile Duvenhage, Lecturer in the Department of Economics and Finance, about the book Personal Finance. The desire to write this book stems from previous studies done by Dr Duvenhage and Dr Nico Keyser, Senior Lecturer, on the financial literacy levels among young adults. 

One such study was published in the Journal of Psychology in Africa (29(4):460-465). According to the study, young adults lack the basic understanding of financial aspects. Theory can be learned by heart, but the understanding and execution of well-informed financial decisions need to be addressed. Thus, the book was written in such a way that it is easy to understand, and with the aim of changing financial behaviour and attitude in a positive manner. The book provides useful websites and appendices for additional information and reading, and is aimed at the man on the street, researchers, and practitioners. 

Acording to the authors, during the writing of the book in 2020, new challenges arose, including the dramatic impact of COVID-19 on the financial market, and these aspects were included during the final stages and editing of this book. 

“Why personal finance? ‘Money makes the world go round’, the saying goes. Good financial decision making has a positive influence on overall well-being, allowing people to maximise their opportunities and lead more fulfilling lives. Personal finance teaches individuals financial skills so that they can manage their money better. The subject, Personal finance, is an interdisciplinary subject and encompasses many areas and core topics such as decision making, cash-flow management, savings, credit, debt, housing, and planning for the future.” 

Personal Finance (first edition) was published by Van Schaik Publishers and has been available from leading bookshops since the end of December 2020.  All chapters were critically reviewed by three (3) university lecturers and a qualified editorial panel.

News Archive

UFS tennis player off to World Games in Turkey
2005-04-06

Kovsie se nommer 1 gekeurde tennisspeler Michelle van Staden is na afloop van die SASSU Oefenkamp van 28 Maart - 2 April 2005 te Pretoria in die SA Studente span verkies om aan die 23ste Studente Wêreldspele in Turkye, Izmar vanaf 10 - 21 Augustus 2005 deel te neem.

Van Staden het te same met 3 ander Kovsie wat in die SA Studente oefengroep opgeneem is, nl. Dillon van der Haer  (Kovsie se nr. 1 mansspeler), Elliott Hogan  (2de agtereen volgende jaar tot oefengroep verkies)  en Lizelle Smith  (Kovsies se nr. 2 gekeurde damesspeler)  aan die oefenkamp in Pretoria deelgeneem.  Die week het bestaan uit fiksheidstoetse en rondomtalie wedstryde.  Uit die 8 mans- en 8 damesspelers van verskeie Tersiêre Instellings in SA is slegs 3 mans en 3 dames verkies tot die span wat na Turkye sal reis.

Die span is:  Mans:  Heinrich Heyl  (Tuks), Warwic Spence  (UJHB), Joshua Nkachela  (Tuks).  Reserwe: Mark Prior  (UJHB).

Dames:  Michelle van Staden  (Kovsies), Catherine Perkins  (UKZN), Zanele Tshabalala  (TUT).  Reserwe:  Leentjie Oosthuizen  (Maties).

Michelle het gedurende verlede jaar se SASSU toernooi nie een wedstryde afgestaan en is nie-amptelik as die nr. 1 damesspeler in SA studente tennis aangewys.  Smith was ook deel van die Kovsie vrouespan wat die goue medalje verower het tydens die toernooi.

Die UV se afrigter, mnr. Marnus Kleinhans sal die SA Studente span as spanbestuurder na Turkye vergesel.  Die afrigter is mnr. Gerrie Dippenaar van die UJHB.

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