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01 April 2021 | Story Dr Nitha Ramnath | Photo Supplied
Back: Dr Nico Keyser (editor), Dr Ivan van der Merwe. Front: Minette Weideman (Portfolio Manager at Levevis Investment and Consulting Services), Melanie Ferreira (Business Development Manager at Allan Gray), Dr Cecile Duvenhage (editor) and Lizelle Jansen van Rensburg (Lecturer). Dr Jesse de Beer (Lecturer at University of Namibia) was absent.

Two lecturers from the Department of Economics and Finance at the University of the Free State (UFS) teamed up with alumni – who were once students in their department – to write a book on personal finance. This book is the latest hands-on application of the theory in practice.

“From the book it is evident how our alumni – who once were learners – became educators and contributed to teaching and learning,” says Dr Cecile Duvenhage, Lecturer in the Department of Economics and Finance, about the book Personal Finance. The desire to write this book stems from previous studies done by Dr Duvenhage and Dr Nico Keyser, Senior Lecturer, on the financial literacy levels among young adults. 

One such study was published in the Journal of Psychology in Africa (29(4):460-465). According to the study, young adults lack the basic understanding of financial aspects. Theory can be learned by heart, but the understanding and execution of well-informed financial decisions need to be addressed. Thus, the book was written in such a way that it is easy to understand, and with the aim of changing financial behaviour and attitude in a positive manner. The book provides useful websites and appendices for additional information and reading, and is aimed at the man on the street, researchers, and practitioners. 

Acording to the authors, during the writing of the book in 2020, new challenges arose, including the dramatic impact of COVID-19 on the financial market, and these aspects were included during the final stages and editing of this book. 

“Why personal finance? ‘Money makes the world go round’, the saying goes. Good financial decision making has a positive influence on overall well-being, allowing people to maximise their opportunities and lead more fulfilling lives. Personal finance teaches individuals financial skills so that they can manage their money better. The subject, Personal finance, is an interdisciplinary subject and encompasses many areas and core topics such as decision making, cash-flow management, savings, credit, debt, housing, and planning for the future.” 

Personal Finance (first edition) was published by Van Schaik Publishers and has been available from leading bookshops since the end of December 2020.  All chapters were critically reviewed by three (3) university lecturers and a qualified editorial panel.

News Archive

First for UFS – Students learn from industry
2005-09-02

The University of the Free State (UFS) will present a Career Development Week from 19-23 September 2005 for students on the Main Campus in Bloemfontein.  This will give companies the opportunity to introduce themselves to students. 

It will be the first time that such a programme is presented at the UFS.  Similar career development programmes take place at most of the other big South African universities.

This initiative was inspired by the huge need among students to network with the business sector so as to prepare themselves for the practical demands made on prospective employees in the marketplace.  The UFS also receives many requests from the corporate and private sector to meet with students with a view to possible recruitment.

There will be no costs involved at participating in the programme and companies may also use it as a recruitment opportunity.

The Career Development Week will be presented in the format of “lunch hour talks”.  Companies specify at which time and date they would prefer to make a presentation of about 30 minutes to the students.  Aspects to be covered in the presentation include information about the company, the career possibilities within the company and the type of academic qualifications and personality characteristics needed in the specific company and industry.  If necessary, afternoon sessions (14:00–17:00) could be arranged.

Companies interested in taking part in this opportunity can contact Ms Ilse Olivier on (051) 4012415.

Media release
Issued by:  Lacea Loader
   Media Representative
   Tel:  (051) 401-2584
   Cell:  083 645 2454
   E-mail:  loaderl.stg@mail.uovs.ac.za 
   2 September 2005

 

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