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01 April 2021 | Story Dr Nitha Ramnath | Photo Supplied
Back: Dr Nico Keyser (editor), Dr Ivan van der Merwe. Front: Minette Weideman (Portfolio Manager at Levevis Investment and Consulting Services), Melanie Ferreira (Business Development Manager at Allan Gray), Dr Cecile Duvenhage (editor) and Lizelle Jansen van Rensburg (Lecturer). Dr Jesse de Beer (Lecturer at University of Namibia) was absent.

Two lecturers from the Department of Economics and Finance at the University of the Free State (UFS) teamed up with alumni – who were once students in their department – to write a book on personal finance. This book is the latest hands-on application of the theory in practice.

“From the book it is evident how our alumni – who once were learners – became educators and contributed to teaching and learning,” says Dr Cecile Duvenhage, Lecturer in the Department of Economics and Finance, about the book Personal Finance. The desire to write this book stems from previous studies done by Dr Duvenhage and Dr Nico Keyser, Senior Lecturer, on the financial literacy levels among young adults. 

One such study was published in the Journal of Psychology in Africa (29(4):460-465). According to the study, young adults lack the basic understanding of financial aspects. Theory can be learned by heart, but the understanding and execution of well-informed financial decisions need to be addressed. Thus, the book was written in such a way that it is easy to understand, and with the aim of changing financial behaviour and attitude in a positive manner. The book provides useful websites and appendices for additional information and reading, and is aimed at the man on the street, researchers, and practitioners. 

Acording to the authors, during the writing of the book in 2020, new challenges arose, including the dramatic impact of COVID-19 on the financial market, and these aspects were included during the final stages and editing of this book. 

“Why personal finance? ‘Money makes the world go round’, the saying goes. Good financial decision making has a positive influence on overall well-being, allowing people to maximise their opportunities and lead more fulfilling lives. Personal finance teaches individuals financial skills so that they can manage their money better. The subject, Personal finance, is an interdisciplinary subject and encompasses many areas and core topics such as decision making, cash-flow management, savings, credit, debt, housing, and planning for the future.” 

Personal Finance (first edition) was published by Van Schaik Publishers and has been available from leading bookshops since the end of December 2020.  All chapters were critically reviewed by three (3) university lecturers and a qualified editorial panel.

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Husband and wife make formidable team as they simultaneously receive a PhD
2014-12-12

Stellah Nambalirwa Lubinga and Moses Herbert Lubinga – a married couple – each received their Doctoral degrees at our 2014 Summer Graduation Ceremony. Their PhDs are in Public Administration and Management and Agricultural Economics respectively.

Dr Stellah Lubinga’s thesis is titled ‘The role of democratic rights and obligations of citizens in enhancing public service delivery in Uganda’. Her research makes a valuable contribution to a subject that has been under the spotlight in Uganda for some time. She contends that citizens need to exercise their rights to participate in planning for service delivery. In the absence of their participation, the quality of such services will remain sub-standard. Dr Stellah Lubinga proposes far-reaching interventions for ensuring constructive citizen involvement in the planning processes of service delivery.

Dr Moses Lubinga developed a set of Horticultural indices to be used as proxies in evaluating the impact of climate change on horticultural trade flows to the European Union market. His thesis is titled ‘The impact of climate change and the European Union GSP-Scheme on East Africa’s Horticultural Trade’. His methodological contribution lays the foundation for the future assessment of international trade flows from agriculturally-driven economies in informing policy-makers on the formulation of international trade policy – to the ultimate benefit of the nations in question.

The husband and wife Doctoral graduates originate from Kampala, Uganda, and have lectured and held several other positions in Ugandan and South African educational institutions. They continue to make great contributions in their respective fields of work.

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