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01 April 2021 | Story Dr Nitha Ramnath | Photo Supplied
Back: Dr Nico Keyser (editor), Dr Ivan van der Merwe. Front: Minette Weideman (Portfolio Manager at Levevis Investment and Consulting Services), Melanie Ferreira (Business Development Manager at Allan Gray), Dr Cecile Duvenhage (editor) and Lizelle Jansen van Rensburg (Lecturer). Dr Jesse de Beer (Lecturer at University of Namibia) was absent.
Two lecturers from the Department of Economics and Finance at the University of the Free State (UFS) teamed up with alumni – who were once students in their department – to write a book on personal finance. This book is the latest hands-on application of the theory in practice.

“From the book it is evident how our alumni – who once were learners – became educators and contributed to teaching and learning,” says Dr Cecile Duvenhage, Lecturer in the Department of Economics and Finance, about the book Personal Finance. The desire to write this book stems from previous studies done by Dr Duvenhage and Dr Nico Keyser, Senior Lecturer, on the financial literacy levels among young adults. 

One such study was published in the Journal of Psychology in Africa (29(4):460-465). According to the study, young adults lack the basic understanding of financial aspects. Theory can be learned by heart, but the understanding and execution of well-informed financial decisions need to be addressed. Thus, the book was written in such a way that it is easy to understand, and with the aim of changing financial behaviour and attitude in a positive manner. The book provides useful websites and appendices for additional information and reading, and is aimed at the man on the street, researchers, and practitioners. 

Acording to the authors, during the writing of the book in 2020, new challenges arose, including the dramatic impact of COVID-19 on the financial market, and these aspects were included during the final stages and editing of this book. 

“Why personal finance? ‘Money makes the world go round’, the saying goes. Good financial decision making has a positive influence on overall well-being, allowing people to maximise their opportunities and lead more fulfilling lives. Personal finance teaches individuals financial skills so that they can manage their money better. The subject, Personal finance, is an interdisciplinary subject and encompasses many areas and core topics such as decision making, cash-flow management, savings, credit, debt, housing, and planning for the future.” 

Personal Finance (first edition) was published by Van Schaik Publishers and has been available from leading bookshops since the end of December 2020.  All chapters were critically reviewed by three (3) university lecturers and a qualified editorial panel.

News Archive

Kovsies reign FNB Superbowl
2007-05-10

The FNB Super Bowl took place from 26 – 30 April in Potchefstroom.
The Kovsies reigned the tournament in their respective categories.
It was an absolute mega Intervarsity. The following tournaments took place in which Kovsies was represented.
 
Senior rugby tournament
The Shimlas won their first game against TUT 33-0
In the Semi-final Shimlas lost against Pukke 17-8.
The Shimlas played for third and fourth place against Tukkies and won the game 41-19. Which secured them the third place in the tournament.
 
The following teams participated in the tournament
Pukke, UJ, Shimlas, Tukkies, Maties, NMMU, TUT, UCT
 
SA Students team
The following Shimlas were selected for the SA student games:
Steph Roberts (prop)
Drikus Strydom (hooker)
Philip Steyn (lock)
Marlin Ruiters (Scrumhalf)
Marcel du Toit (flyhalf)
 
Pharmaton Junior Rugby Tournament
The Kovsies u/21 & u/19 teams won their respective tournaments. It is a wonderful accomplishment for the University. The following teams took part in the tournament: Kovsies, Pukke, Tukkies and UJ.
 
u/21 results
Won Pukke 12-11
Won UJ 22-18
Won Tukkies 47-16
 
u/19 results
Won UJ 9-8
Won Pukke 25-13
Won Tukkies 25-16
 
Hostel Rugby Tournament
Reitz and Armentum represented Kovsies. These two teams played against each other in the final which Reitz won 47-0. To have both our hostel teams in the final is an outstanding accomplishment for Kovsies.
The following Universities took park: Kovsies, Pukke, Tukkies and UJ
 
Reitz results
Won Sonop (UJ): 27-7
Won Patria (Pukke): 11-10
Bastion (Tukkies): withdraw
Won Armentum in the final: 47-0
 
Armentum results
Won Overs (Pukke): 15-7
Won Afslaan: 49-12
Won Boekenhout: 43-0
Lost against Reitz in the final: 47-0
 
Hostel Soccer
Veritas represented Kovsies and won Kiaat from Tukkies in the final with 3-1 after a penalty shoot-out.
 
Hostel Netball
Vergeet-my-nie and Emily Hobhouse represented Kovsies. Vergeet-my-nie lost in the final against Wanda from Pukke17-14.
 
Hostel Cricket
Vishuis lost in the final against Villagers from Pukke with 5 wickets.
 
Hostel Hockey
Wag-‘n-Bietjie and Vergeet-my-nie represented Kovsies. Unfortunetly none of them went through to the finals.
 
 We won most of the games against the strongest Universities in the country is an outstanding accomplishment for Kovsies.
 
Compiled by
Ansu Colditz
Rugby Manager

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