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07 August 2024 Photo Supplied
Dr Cecile Duvenhage
Dr Cecile Duvenhage is a lecturer in Personal Finance and Microeconomics, Department of Economics and Finance, University of the Free State (UFS), and the Editor and Co-Author: Personal Finance (Van Schaik Publishers).

Opinion article by Dr Cecile Duvenhage, Lecturer: Personal Finance and Microeconomics, Department of Economics and Finance, University of the Free State, Editor and Co-Author: Personal Finance (Van Schaik Publishers).


On 29 July 2022, the National Treasury released the 2022 Draft Revenue Laws Amendment Bill for public comment until 29 August 2022 to introduce the “two-pot” system for retirement savings that was flagged in the National Budget. The Revenue Laws Amendment Act was the first law approved by Parliament in 2023 and signed into law, giving effect to the new system and setting the implementation date. The Pension Funds Amendment Bill was approved by Parliament in May 2024. It introduces changes to the Pension Funds Act and includes funds not regulated by the Pension Funds Act in the new system. President Cyril Ramaphosa officially signed the Pension Funds Amendment Bill into law on July 21, 2024

The two-pot retirement system in South Africa (to be implemented on 1 September 2024) divides retirement savings into two distinct components: 1) the savings and 2) the retirement pot:

1) Savings Pot: About one-third of the contributions go into this pot that is designed for short-term financial goals and emergencies. Members will be able to access a portion of these savings before retirement if necessary, and can withdraw from it once a year (minimum withdrawal amount of R2 000) under specific conditions. 

However, according to the Citizen (22 July 2024) 30% of pension fund members in the Old Mutual Stable fund will have less than R2 000 in their savings pot and will not be able to claim. Informal sector workers often lack coverage, and traditional family-based care for the elderly is breaking down as urbanisation increases. Therefore, this system seems to benefit the middle-income group and (again) fail the poorest of the poor.

Keep in mind that access to the savings pot’s money has implications on both the tax that the individual pays and legal requirements during divorce proceedings. More specifically:

• Withdrawals are subject to taxation at the individual’s marginal tax rate
• Retirement fund administrators must be notified when divorce proceedings are initiated to ensure that no payments are made from the savings pot during the legal process. This ensures that the division of assets is handled correctly according to the legal requirements.

2) Retirement Pot: The retirement component ensures that the bulk of retirement savings – two-thirds – remain untouched until retirement age as stipulated by the fund. This preservation is crucial for securing long-term financial stability post-career. These funds are strictly preserved until retirement age, ensuring long-term financial security. Upon retirement, members can access these funds as a regular income stream, like a pension annuity.

Is it wise to take a portion of your pension?

There are also two sides to the Pension Funds Amendment Bill. Individuals and Financial Companies welcome this new law, as it allows the Financial Sector Conduct Authority (FSCA) to start approving rule amendments – submitted by various funds before 31 July 2024 – once gazetted.

Discovery was the fund to react the quickest with its proposed amendment rules. Some of the other retirement funds and administrators still have a substantial amount of work to do before they will be able to pay claims, including ensuring administration readiness and integration with SARS. SARS anticipates a R5 billion revenue windfall from taxing two-pot retirement system withdrawals in the next financial year. Thus, the government expects many hundreds of thousands of South Africans to access the savings component of their retirement funds as soon as the two-pot retirement system goes live.

Making use of the government’s lifeline – to protect the dignity of those in need and overcome financial stress – can be understood given the economic constraints facing individuals such as high unemployment, excessive debt, and inflation.

However, a wiser approach by the government should be to address the consequences and not the causes of citizens’ financial dignity. Given that less than 6% of individuals in South Africa can retire “without worries”, individuals should also have a good understanding that this “lifeline” is no quick fix for financial stress.

Hidden costs and other implications

Members of South African pension funds may generally access their pension pot from the age of 55. If you withdraw before the age of 55, there will be tax implications. This means that the withdrawal will be taxed similarly to your salary or other income. Any withdrawal is included in your gross income for the year, potentially pushing you into a higher tax bracket.

There will also be hidden costs in the form of penalties as stipulated by the member’s fund. The Institute of Retirement Funds Southern Africa has indicated an administration fee ranging from R300 to R600 on each withdrawal.

South Africa has a progressive tax system, where tax rates increase as taxable income rises. It is designed to be fairer by imposing a lower tax rate on low-income earners and a higher rate on those with higher incomes. Therefore, the amount that a member will get out depends on his/her marginal rate. Should a member be paying 45% tax on his/her taxable income (when earning more than R512 801 per year), a member might end up only getting slightly more than half of the withdrawal amount – once your tax-free benefit at retirement is exhausted.

Some further long-term benefits can be jeopardised when a member withdraws from the retirement savings. These are:

1) Tax-Free Benefit at Retirement: Keep in mind that withdrawals may reduce the tax-free benefit you enjoy at retirement. Up to R550 000 of the lump sum you take in cash at retirement may be tax-free, but this benefit can be eroded if you frequently withdraw from your savings pot before retirement.

2) Lost Tax-Free Growth: Additionally, withdrawing from your savings pot means losing out on tax-free growth. Savings in your retirement fund grow free of tax on interest income, dividends, and capital gains.

Apart from the tax implications, some pension providers will charge fees for withdrawals. Therefore, it is advisable to check with your pension administrator to understand any costs involved. In addition, withdrawing from your savings pot will reduce the remaining balance.

Early withdrawals can significantly affect your retirement savings. Every R1 withdrawn at age 35 could equate to as much as R30 less at retirement 30 years later.

“Two pots” may spoil the broth

Statistics from the Nedfin Health Monitor (2023) reveal that 90% of South Africans have inadequate savings for retirement, and a significant 67% of people in the country have no retirement savings beyond what they are putting into their employer-provided pension funds – which is often too little to be able to retire comfortably. The general rule of thumb is that individuals start saving as soon as possible, as much as possible, for as long as possible.

There is a saying that “too many cooks spoil the broth”. My personal view is that individuals need to be careful that “two pots” do not spoil the broth.

Although the system aims to balance immediate financial needs with long-term security, there is simply no way that individuals can eat their cake and have it. If the two-pot system is regarded as a bailing-out system, worry-free retirement remains a challenge for many. There is still a lot of thought needed for the two-pot system. Policymakers should consult the pension systems of the Netherlands, Iceland, Denmark, and Israel – which are regarded as having the best pension systems globally – to get an understanding of how adequacy, sustainability, and integrity are prioritised.

News Archive

Inaugural lecture: Bullying in schools: Everyone’s problem
2005-06-03

Bullebakkery in skole: Almal se probleem
Bullying in schools: Everyone’s problem
Intreerede, 1 Junie 2005
Inaugural lecture, 1 June 2005
Corene de Wet


1.  Inleiding
Leerders hoor dikwels dat hul ouers en opvoeders opmerkings soos die volgende maak:
Might is right. It is good to be able to dominate others. To be dominated by others is shameful. You should never complain about ill-treatment by others. You should learn to take it. You should never sympathise with wimps. To be gentle and compassionate is to be weak (Rigby 1996: 80).

Dié opmerkings, wat impliseer dat bullebakkery deel van die grootwordproses is, word deur volwassenes vir wie leerders lief is en respekteer, geuiter. Dit het tot gevolg dat bullebakkery as aanvaarbare gedrag voorgehou word. Bullebakkery maak egter inbreuk op die kind se reg tot menswaardigheid, privaatheid, vryheid en sekuriteit. Bullebakkery het ’n invloed op die slagoffer se fisieke, emosionele, sosiale en opvoedkundige welstand. Fisieke gevolge sluit die volgende in: hoofpyne, bednatmaak, verlies aan eetlus, swak liggaamshouding en maagprobleme. Bullebakkery kan tot die volgende emosionele probleme by slagoffers lei: depressie, selfmoordneigings en selfmoord, gespannenheid, vrees, asook gevoelens wat geassosieer word met Post Traumatiese Stres – verwardheid, angstigheid, woede en hartseer. Sosiale gevolge van bullebakkery is onder andere sosiale isolasie en eensaamheid, slagoffers het probleme om met ander kinders en volwassenes te meng, en is/word baie skaam. Opvoedkundige gevolge sluit die volgende in: slagoffers is baie afwesig, onttrek hulle van sosiale aktiwiteite by die skool, hulle is bang om vrae in die klas te vra, verlies aan konsentrasie, steek dit weg as hulle nie werk verstaan nie as gevolg van die vrees dat hulle gespot sal word en onderprestasie sodat hulle nie as té slim voorkom nie.

Bullying has various short- and long-term consequences for the bully. Although bullies are often popular in their peer group, they are seldom able to conclude real friendships. They rarely do well at school. Educators do not like them. Bullying is sometimes the first stepping stone to juvenile crime and criminal activities. The bully abuses alcohol and drugs more readily than other children. Some of them come to school armed. Bullies are often anti-social adults; some of them abuse their children, marriage or life partners. Roland (2002:62-65) found that not only victims but also bullies have suicide thoughts and symptoms of depression more regularly than learners who are not involved in bullying. Zeelie (2002:280) writes that bullying is a “loss experience”, a “loss of safety, loss of self-esteem (they bully you, then you bully yourself). Bullies experience a loss of belonging and lose control over their own life.”

 The aim of this lecture is to report, against the background of a literature study on data from two studies on bullying in Free State secondary schools. In both of these, questionnaires were answered anonymously and the data treated confidentially. The first study involved an investigation into a group of Free State learners’ perceptions and experiences of bullying in their respective schools. The second study concentrated on Free State educators’ experiences, observations and perceptions with regard to bullying.

2.  What is bullying?
Research on bullying in schools was conducted for the first time more than thirty years ago by Dan Olweus in Norway. From the literature review, it seems that bullying is a problem not only in Nordic countries, but also in among others the USA, Spain, Germany, the Netherlands, and Japan. Although research on bullying since the 1980s has led to various international publications, little has been published on the subject in South Africa.

Olweus (1994:9), the leading figure in research on bullying, defines bullying as follows: “a student is being bullied or victimized when he or she is exposed, repeatedly and over time, to negative action on the part of one or more students.” Olweus (1994:9) explains the term “negative action” as follows: “a negative action is when someone intentionally inflicts, or attempts to inflict injury or discomfort upon another”. A Dutch psychologist, Van der Meer (quoted by Limper 1998:1), gives the following definition: “Bullying is a systematic, psychological, physical or sexual act of violence by a pupil or a group of pupils with respect to one or more classmates, who are not (any longer) in a position to defend themselves.”

From the aforementioned definitions it is clear that bullying always includes the following three elements: the intentional use of aggression, an unbalanced relationship of power between the bully and the victim, and the causing of physical pain and/or emotional misery.

Although there are considerable similarities between bullying and other forms of aggression, bullying, according to De Haan (1997:1), has the following characteristics: the bully acts purposefully rather than accidentally. The aim of bullying is to get control over another person by means of physical or verbal aggression. Bullies attack without reason, except that they see victims as easy targets. Bullies are usually more popular among their peer group than children who are merely aggressive.

  The following common examples of bullying can be identified:
• Physical bullying includes punching, poking, strangling, hair pulling, beating, biting, excessive tickling and direct vandalism.
• Verbal bullying includes such acts as hurtful name-calling, persistent teasing, gossiping and racist remarks.
• Relational bullying occurs when the victim is deliberately excluded from activities.
• Emotional bullying includes terrorising, extorting, defaming, blackmailing, rating/ranking of personal characteristics such as race, disability or ethnicity, manipulating friendships, ostracising and peer pressure.
• Sexual bullying includes many of the above as well as exhibitionism, sexual positioning, sexual harassment and abuse involving actual physical contact and sexual assault.

3.   Die aard en omvang van leerderbullebakkery

   Die persepsie dat bullebakkery deel van die grootwordproses is, lei daartoe dat slagoffers onwillig is om hulle ouers en opvoeders te vertel dat hulle afgeknou word. Voorts blyk dit dat slagoffers weerwraak van die bullebak of selfs klasmaats, wat die onthulling as storieaandraery sal sien, vrees. Indien die afknouery erg is of oor ’n lang tydperk plaasvind, is die slagoffers bang dat dit hulle ouers sal ontstel, veral as hulle dink dat hulle ouers nie in staat sal wees om die situasie te verander nie. Kinders is soms onwillig om te erken dat hulle duur items of geld aan bullebakke gegee het. Ouers stel nie net akademiese nie, maar ook sosiale verwagtinge aan hulle kinders, gevolglik is geviktimiseerde kinders, wat verworpe en ongewild voel, onwillig om te erken dat hulle afgeknou word. Adolessente voel dikwels, in hulle strewe na groter onafhanklikheid, dat hulle in staat behoort te wees om die probleem self te hanteer. Voorts is die kind-ouer-/ leerder-opvoederverhouding gedurende adolessensie dikwels gespanne en is kommunikasiekanale nie na wense nie. Bullebakkery is soms so subtiel dat dit moeilik is om dit te verwoord. Daar bestaan voorts die siening by leerders dat opvoeders nie betrokke wil raak by bullebakkery nie.

Voorafvermelde faktore het tot gevolg dat baie ouers en opvoeders onbewus is van die vlakke van bullebakkery waaraan hulle kinders en/of leerders blootgestel word. Die volgende navorsingsresultate toon egter aan dat bullebakkery ‘n redelik algemene verskynsel in Vrystaatse skole is.

Vrystaatse leerders word die meeste aan direkte en die tweede meeste aan indirekte verbale teistering blootgestel. Slegs 29.2% van die leerders wat aan die navorsingsprojek deelgeneem het, was nog nooit aan direkte en 32.15% aan indirekte verbale teistering blootgestel nie. Byna die helfte van die leerders het aangedui dat hulle ten minste een keer per maand die slagoffers van direkte verbale teistering was. ‘n Relatief groot persentasie van die leerders (32.45%) is al deur mede-leerders te lyf gegaan; 11.21% van hulle is ten minste een keer per week deur mede-leerders geslaan en/of geskop, gestamp en/of op ’n ander wyse fisiek seergemaak. Direkte, fisieke aggressie is dan ook die derde mees algemene vorm van bullebakery waaraan die leerders blootgestel is.

Die plek waar die Vrystaatse leerders besonder weerloos teenoor bullebakke staan, is taxi’s. Hoewel slegs 31.86% van die respondente aangetoon het dat hulle met ’n taxi skool toe en terug pendel, beleef 29.64% van hierdié leerders taxi’s as óf baie onveilig óf redelik onveilig met betrekking tot bullebakkery. Die area op die skoolterrein waar die leerders die meeste aan bullebakkery blootgestel word, is die badkamers/toilette. Die area waar die meerderheid Vrystaatse leerders geborge voel, is hulle klaskamers – slegs 0.61% het aangetoon dat hulle “baie onveilig en bang” in hulle klaskamers voel; 59.55% het aangetoon dat hulle “baie veilig” daar voel.

From the research it is apparent that learners are usually bullied by members of the same gender. However, not only boys are guilty of physical harassment: several boys indicated that one or more girls injured them physically, a number of girls were injured by members of the same gender.  Some of the boys described in the open-ended question how they were kicked and beaten by other boys on a regular basis. One of them was kicked in the face regularly by his hostel roommate, he was too afraid to do something about it, because “his family was known for assaulting people”. Another boy mentions that the bullies regularly put sand in his mouth.

According to a grade 12 girl, learners are verbally bullied on a regular basis not only individually, but also as a group. She writes:

At our school there are these boys who are racists. They act mean against black people in our school. There is this particular group of boys in our Maths class. When the teacher is out they take a red pen and write on the projector and spray it with spirits. It looks like blood and they would say it is AIDS and my friends and I have it.

By contrast with the opinions of Banks (1997:1) and Olweus (1994:19, 23-25) that racial composition in schools does not influence bullying, it seems to play a role in some Free State schools, as is apparent from the above description. Besides this grade 12 girl, 25 respondents described explicitly racist incidents.

Slegs 4.91% van die opvoeder- en 16.22% van die leerderrespondente het aangetoon dat bullebakkery “glad nie” ‘n probleem by hulle onderskeie skole was nie. Dit moet gevolglik beklemtoon word dat opvoeders regsgeldig en moreel verplig is om dissipline te handhaaf en om te sien na die veiligheid van leerders wat aan hulle sorg toevertrou is. Volgens die Gedragskode van die Suid-Afrikaanse Raad vir Opvoeders (SACE s.a.:1) moet opvoeders alle redelike stappe neem om die veiligheid van leerders te verseker. Opvoeders moet ook kennis neem van Squelch (2000:53) se waarskuwing, naamlik dat skole bullebakkery nie as onbelangrik moet afmaak nie. Skoolhoofde of opvoeders kan aan nalatigheid skuldig bevind word indien bevind sou word dat hulle nie die nodige stappe geneem het om bullebakkery te voorkom en dissipline te handhaaf nie.
 
If victims of bullying are faced with school inaction, the criminal justice system should be considered. Police action should be seen as a last resort. It is therefore important for educators to honour their ‘in loco parentis’ obligations. It is thus encouraging to take note of the fact that 88.29% of the educator respondents indicated that they would intervene in cases of verbal bullying, while 89.71% of them would intervene if they saw learners being physically bullied. However, only 19.97% of the learners who were victims of bullying indicated that they were helped by educators or other adults from their respective schools.

Consistent with previous research, it was found in the present study that learners are reluctant to tell others, especially educators, that they are being victimised by bullies. Educators therefore need to acknowledge that they may have a credibility problem with many children when it comes to dealing satisfactorily with bully/victim problems. This can be remedied by demonstrating that educator intervention is much more likely to result in satisfactory outcomes for those learners they seek to help.  It is important that educator intervention does not make matters worse. This may require some educators to change their strategies. One promising strategy is to work closely with the learners who are prepared to cooperate with educators in countering bullying, for example by working with an anti-bullying committee of learners, who give support and credibility to the efforts of educators and counsellors.

Die bevindinge van die studie, wat lig werp op die gebrek aan vertroue by leerders in hulle opvoeders se vermoëns en/of bereidwilligheid om hulle by te staan in die stryd teen bullebakkery, het belangrike implikasies vir onderwyseropleidinginstellinge. Die belangrikheid van opleiding, hetsy aanvanklike of indiensopleiding, om opvoeders te bemagtig om bullebakkery te beveg, moet beklemtoon word. Opvoeders sukkel dikwels om te besluit of kinders besig is om mekaar af te knou, en of hulle slegs besig is om te speel en/of mekaar te terg. Die onvermoë van opvoeders om binne ‘n breukdeel van ‘n sekonde ‘n oordeel te vel, is een van die belangrikste redes waarom opvoeders dikwels nie bullebaksituasies in die kiem smoor nie. Voorts is daar ‘n persepsie onder sommige leerders dat opvoederintervensie die posisie van die slagoffer sal vererger. Opleiding is dus belangrik om opvoeders te help om ingeligte besluite te neem wanneer hulle konfliksituasies waarneem. Opleidingskursusse moet voornemende opvoeders met basiese beradingsvaardighede toerus sodat hulle in staat sal wees om die praktiese en emosionele aspekte van viktimisasie te hanteer.

 Attention will now be given to a topic that receives scant attention by researchers, namely, the fact that some learners bully their educators.

4.   Educator-targeted bullying

According to Pervin and Turner (1998:4) it could be argued that educator-targeted bullying and disruptive learner behaviour is the same thing. Fontana (1995:354) defines disruptive behaviour as “behaviour that proves unacceptable to the teacher”. Educator-targeted bullying can include the following: }

• Persistent, intentional, vigorous abuse of the educator.
• Swearing and/or mocking the educator.
• Knowingly ignoring the educator.
• Making personal comments about the educator.
• Damaging the educator’s property.

 Learners who indulge in educator-targeted bullying aim to undermine the educator’s confidence. In a study on educator-targeted bullying in Free State schools it was found that 24.85% of the respondents were physically abused by their learners, 33.44% were the victims of indirect verbal bullying, and 18.1% were at one time or another sexually harassed by their learners. These bullying actions should be seen as infringements of educators’ human rights (RSA 1996, art. 9-12), and in contravention of the Guidelines for the consideration of governing bodies in adopting of a code of conduct for learners (RSA, 1998: 11, 14). The aforementioned guidelines list the bullying of learners as one of the learner offences that may lead to either suspension or expulsion. Although these guidelines do not mention educator-targeted bullying, it could be argued that the forbidding of this, could mutatis mutandis be made applicable to educator-targeted bullying.
 
Pervin and Turner (1998:7) have found that victims of educator-targeted bullying have lowered their expectations (in terms of behaviour, co-operation and academic output) of learners who bully them. They warn that this lowered expectation may rub off on other learners who happen to be in the same class as the bullies. As a result of lowered educator expectations, classes containing learners who carry out educator-targeted bullying are less likely to be exposed to a variety of teaching methods, thereby reducing the scope for educators to carry out interesting lessons. Educators are reluctant to tell their colleagues that they are the targets of learner bullies. Educators who suffer from educator-targeted bullying should therefore be supported with some kind of mentoring system by their colleagues and principals. There should be an awareness among all role players – educators, principals, parents, learners and the Department of Education – that educator-targeted bullying does, in fact, take place. By raising awareness, it will be possible to improve morale in schools and reduce educator-targeted bullying. In their anti-bullying policies, schools should include a section on educator-targeted bullying, which may help to solve the problem.
 
However, educators are not the only victims of bullying; some of them are the bullies.

5.   Opvoeders wat leerders viktimiseer

Elke kind het die reg om onderwys in ‘n veilige skoolmilieu te ontvang. Hoewel dit opvoeders se verantwoordelikheid is om dié reg van leerders in stand te hou, blyk dit dat sommige opvoeders direk verantwoordelik gehou kan word vir die skending van kinderregte. Terwyl seksuele wangedrag deur diegene in gesagsposisies nog altyd ten sterkste afgekeur is, is dit nie altyd die geval met ander vorme van verbale en fisieke bullebakkery nie. Die geringskatting van dié vorm van opvoederwangedrag blyk uit die feit dat min bewyse in die literatuur gevind kon word oor navorsing wat handel oor opvoeders wat leerders treiter. Yoon (2004:38), Smith (2004:98) asook Parada, Marsh en Craven (2003:8) wys kripties daarop dat opvoeders wel hulle leerders kan afknou. Die feit dat geen verwysing na navorsing oor dié tipe bullebakkery in ‘n Suid-Afrikaanse konteks gevind kon word nie, beteken nie dat die Suid-Afrikaanse onderwysowerhede die tipe opvoederwangedrag goedkeur nie. Volgens die Suid-Afrikaanse Raad vir Opvoeders se Gedragskode (SACE s.a.:2) moet opvoeders

• Gesag met empatie uitoefen;
• Enige vorm van vernedering vermy, en hulleself van enige fisieke en psigologiese misbruike weerhou; en
• Hulle van seksuele teistering, hetsy fisiek of emosioneel, van leerders weerhou.

 Indien voorafgaande met die voorbeelde van wat bullebakkery is, vergelyk word, is die ooreenkomste duidelik. Daar kan dus gekonkludeer word dat die Suid-Afrikaanse Raad vir Opvoeders bullebakkery deur opvoeders verbied.
 
Individue is dikwels die beste bron van inligting oor hulle eie gedrag, want hulle weet waarom hulle sekere dade gepleeg het. Tog blyk dit dat selfevaluering, veral met betrekking tot aggressiewe gedrag, onderworpe is aan verskeie vooroordele – soos byvoorbeeld om ‘n sosiaal aanvaarbare antwoord te gee (Pakaslahti & Kelikangas-Järvinen 2000:178). Dit is dus kommerwekkend dat 55.83% van die opvoeders wat aan die navorsingsprojek deelgeneem het, aangedui het dat hulle al leerders verbaal geviktimiseer het; 50.31% van die respondente het aangedui dat hulle al leerders te lyf gegaan het. ‘n Klein persentasie van dié opvoeders, naamlik 6.13%, het genoem dat hulle ten minste een keer per maand skuldig was aan dade van seksuele teistering.

Sommige opvoeders is nie net direk nie, maar ook indirek verantwoordelik vir die teistering van leerders. Opvoeders sien dikwels sensitiwiteit en die negatiewe houding wat sommige leerders teenoor bullebakkery toon, as negatiewe karaktereienskappe. Opvoeders wat onverdraagsaamheid teenoor leerderslagoffers van bullebakkery se onvermoë om hulle situasie self te besleg toon, is instrumenteel in die vestiging van ‘n geweldskultuur in skole. Eerder as om sensitiwiteit en die vermoë om jouself van gewelddadige teenoptrede te weerhou as positiewe karaktereienskappe te beskou, word dit as die optrede van ‘n swakkeling afgemaak. Dié houding dra eerstens daartoe by dat leerders onwillig is om opvoeders in hulle vertroue te neem as hulle slagoffers van bullebakkery is. Tweedens kan dit gesien word as ‘n bevestiging van die wanpersepsie dat bullebakkery ‘n integrale deel van die grootwordproses  is.

6.   Concluding remarks

From this lecture, it has become evident that while some Free State educators and learners are the witnesses of incidences of bullying, others are the victims and/or perpetrators of direct and indirect verbal, as well as emotional, physical and sexual bullying. In a twenty-first century climate of increasing concern for the rights of individuals and groups, be they due to race, sex, disability, religion, or sexual orientation, the right of the learner to be educated, but also the right of the educator to educate without suffering from victimisation is entrenched in the South African Bill of Rights. Every educator and learner in South Africa has the right to life, equal protection and benefit of the law, of dignity, as well as of freedom and security of the person (RSA, 1996: art. 9-12). These rights will only be realised in a bully-free school milieu.

Om bullebakkery teen te werk is ’n omvattende anti-bullebakprogram, kollektiewe verantwoordelikheid en die vestiging van ’n omgeekultuur by skole en in die gemeenskap noodsaaklik. Onderwysowerhede, wetstoepassers, onderwysersopleidingsinstellings, opvoeders, ouers en leerders – die slagoffer, die bullebak en die klas- en/of skoolmaats (stille meerderheid) – is die belangrikste rolspelers in die stryd teen bullebakkery is. Dié rolspelers moet betrek word om -

• ’n bewustheid te skep oor die aard en omvang van bullebakkery;
• portuurgroepverhoudinge te verbeter;
• tussenbeide te tree om intimidasie te voorkom;
• duidelike reëls te ontwikkel om bullebakkery te voorkom; en
• (mede-)leerders en opvoeders te ondersteun en te beskerm.

Bronnelys

Banks R 1997. What should parents and teachers know about bullying? http://www.focusas.com/Bullying.html.

DeHaan L 1997. Bullies. http://www.ext.nodak.edu/extpubs/yf/famsci/ fs570w.htm.

Fontana D 1995. Psychology for teachers. Third edition. London: MacMillan Press.

Limper R 1998. The only way to combat bullying is cooperation between all those involved in school. http://ericcass.uncg.edu/virtuallib/bullying/1013.html

Olweus D 1994. Bullying at school. What we know and what we can do. Oxford: Blackwell Publishers.

Pakaslahti L & Kelikangas-Järvinen L 2000. Comparing of peer, teacher and self-assessments on adolescent direct and indirect aggression. Educational Psychology, 20(2):177-190.

Parada  RH, Marsh HW & Craven R  2003. The beyond bullying program: an innovative program empowering teachers to counteract bullying in schools. Paper presented at NZARE AARE, Auckland, New Zealand, November 2003.

Pervin K & Turner A 1998. A study of bullying of teachers by pupils in an Inner London school. Pastoral Care, December: 4-10.

Rigby K 1999. Bullying in schools and what to do about it. Melbourne: The Australian Council for Educational Research.

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